Legal Notice
Website Publisher
The website signature-assurances.fr is published by SIGNATURE ASSURANCES, a Simplified Joint-Stock Company (SAS) with a capital of €600,000.
- Status: Insurance intermediary registered with ORIAS under the number 18 007 728 (www.orias.fr) and with the RCS of Lyon under the number 840 887 400.
- Registered Office: 25 cours Albert Thomas, 69003 Lyon, France.
- Phone Number: +33 4 27 18 66 00
Publication Director : Michel BOURGEAT
Website Hosting Provider
The entities below store:
- The information you provide to us;
- The information we make available to you.
Hosting of website data:
• Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, 1855 Luxembourg
Tel: +352 26 73 33 00
• Rectangle
8 rue Lafayette, 39000 Lons-le-Saunier
Tel: +33 3 84 86 03 55
Storage of traffic-related data:
• Alptis Assurances
25 Cours Albert Thomas, 69003 Lyon
Tel: +33 4 72 36 16 16
• Google Cloud France SARL
8 Rue de Londres, 75009 Paris 9
Tel: +33 1 42 68 53 00
Website Technology
The complete or partial reproduction or representation of the pages, data, or any other element of this website, by any process or medium, is prohibited and, without the publisher’s authorization, constitutes an infringement.
Personal Data Protection
SIGNATURE ASSURANCES places great importance on the protection of privacy and personal data collected and used in the course of its activities and services. In the interest of transparency, we have chosen to implement a personal data protection policy for our prospects and insured clients.
This policy outlines the rules that SIGNATURE ASSURANCES has established and applies regarding the protection of personal data, in compliance with current regulations, including Law No. 78-17 of January 6, 1978, relating to data processing, files, and freedoms, as amended (known as the “Informatics and Freedoms Law”), and Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 (known as the “General Data Protection Regulation” or GDPR).
Personal Data Protection Stakeholders
Data Controllers
The following entity acts as the data controller in the context of its activities:
- SIGNATURES ASSURANCES – 25 cours Albert Thomas, 69003 Lyon, FRANCE
Data Protection Officer (DPO)
As a key member of the data protection governance, the Data Protection Officer (DPO) oversees the compliance of personal data processing with the applicable regulations. The DPO’s role includes:
- Upstream of the implementation of new processing activities and throughout the lifecycle of the processing, particularly to determine all compliance actions and measures to be implemented;
- To raise awareness and advise individuals involved in the processing of personal data within SIGNATURE ASSURANCES
- To communicate with the supervisory authority (CNIL) and respond to its requests, if necessary
- To respond to your questions, complaints, or requests to exercise your rights.
What Information Do We Process and For What Purposes?
Categories of Personal Data Collected
The personal data collected by SIGNATURE ASSURANCES is limited to what is necessary to achieve the purposes of processing described below. SIGNATURE ASSURANCES is committed to not collecting more data than is required.
When you provide certain personal data through the collection forms on our website, in our spaces, or in our documents, the mandatory fields are indicated either literally or with asterisks: you must provide the required information in order to use the offered service or for your request to be processed.
Purposes and Legal Bases of Processing
The purposes for processing your personal data are communicated to you at the time of the initial collection of this data, most often in a “Personal Data Protection” section available on the collection medium. This is particularly the case when you make a contact request on our website or when you fill out a membership application. Your personal data will not be processed in ways that are incompatible with these initial purposes or for other purposes without providing you with information about these new purposes beforehand.
The following table outlines the purposes for which SIGNATURE ASSURANCES may process your personal data, as well as the legal bases on which we rely:
| Purposes of Processing | Legal Basis | Our Legitimate Interests, if applicable |
|---|---|---|
| The placement, management, and execution of the insurance contract. | Execution of a contract to which you are a beneficiary or pre-contractual measures taken at your request. | |
| Compliance with legal obligations, particularly in terms of anti-fraud, anti-money laundering, and combating the financing of terrorism. | Compliance with legal obligations to which we are subject. | |
| Implementation of commercial or promotional prospecting actions. | (1) Our legitimate interests. (2) Your consent. | Our commercial interest in offering you products and services that match your expectations. |
| Development of statistics and profiles for managing technical and financial balance and improving our services and products. | Execution of a contract. (1) Our legitimate interests. | Manage the technical and financial balance of the portfolio of products we oversee in coordination with insurance organizations. Define insured profiles to better understand your needs and improve our services and products. |
| Management of requests, complaints, and disputes. | Compliance with legal obligations to which we are subject. (1) Our legitimate interests. | To meet your requests in an optimal manner. |
(1) Our “legitimate interests” are those that are intrinsic to the conduct of our activities. Before implementing any processing based on these legitimate interests, we carefully assess the balance between these interests and your fundamental rights, particularly by evaluating the potential impacts on you. We do not use your personal data in processing activities where your fundamental rights outweigh our legitimate interests (except with your consent or in the case of specific legal provisions).
(2) Any purpose of processing that requires your consent is explicitly presented to you at the time of collecting the related personal data. You may withdraw this consent at any time without affecting the legality of the processing based on your consent that was carried out prior to its withdrawal.
Some processing activities may be based on several different legal grounds, depending on the purposes pursued. For more information, you can contact our Data Protection Officer (see Rights and Contact Methods).
Recipients of Your Personal Data
Within SIGNATURE ASSURANCES, access to your personal data is strictly limited to authorized individuals who, due to their roles, are required to process this data to achieve the intended purposes.
Additionally, the recipients of your data, depending on the purposes and within the scope of their responsibilities, include: the insurance provider and, if applicable, reinsurers, your insurance intermediary, guarantee funds, as well as authorized third parties involved in the management of the contract.
Retention of Your Personal Data
Your personal data is destroyed or anonymized once it is no longer required for the fulfillment of the various processing purposes: these durations therefore vary according to the intended purposes and applicable legal retention periods. For example:
- Data related to commercial prospecting is retained for a maximum of 3 years from the date of your last initiated contact ;
- Contractual documents are retained for the duration of the contractual relationship, plus the applicable statutory limitation period.
Security Measures
SIGNATURE ASSURANCES is committed to ensuring the confidentiality and protection of all personal data belonging to prospects and insured clients, whether processed on our behalf or for third parties. To this end, the security policy of SIGNATURE ASSURANCES is based on several foundational principles:
- Mastery of the information system and data, their architecture, and the associated protection needs;
- Risk management, addressed through an objective analysis shared across departments;
- Awareness, information, and training of information system users on security issues, risks, and best practices;
- Implementation of the “privacy by design” principle in our IT projects;
- Operational continuity ensured by the resilience of our infrastructures and the implementation of crisis management procedures;
- Ongoing monitoring and evaluation of the effectiveness of the security of our information systems and processes;
- Regulatory monitoring and compliance adapted to our commitments and responsibilities.
SIGNATURE ASSURANCES contractually requires its partners (service providers, suppliers, etc.) to implement appropriate technical and organizational measures to ensure a level of security that matches the risk and meets regulatory requirements for personal data protection.
Data Transfers Outside the European Union
SIGNATURE ASSURANCES is committed to informing you of any transfer of your personal data to a recipient located in a country outside the European Union, specifying the data being transferred and the purpose of the transfer. Any such transfer is carried out with appropriate safeguards, including contractual measures, in compliance with applicable regulations on personal data protection.
Rights and Contact Methods
Information of Individuals
Prior to the implementation of personal data processing, and no later than at the time of data collection, you are informed about:
- of the identity and contact details of the data controller;
- the contact details of our Data Protection Officer;
- the purposes of processing related to the personal data used, as well as their legal basis;
- the retention period of the collected data or the criteria used to determine it;
- the recipients of this data or categories of recipients;
- the fact that SIGNATURE ASSURANCES intends to transfer your personal data to a recipient located in a country outside the European Union;
- the existence of automated decision-making, including profiling;
- your rights.
Rights and Contact Methods
In accordance with applicable regulations, you have the right to access, rectify, and erase your data. You may also object to the processing of your data, request its restriction, and benefit from data portability, when applicable and subject to legitimate grounds that may lead SIGNATURE ASSURANCES to not comply with your request.Additionally, you may at any time opt out of receiving communications about our offers, products, and events by using the unsubscribe link included in each message we send you. You also have the right to provide us with specific instructions regarding the handling of your data after your death. Lastly, you have the right to lodge a complaint with the CNIL (French Data Protection Authority).
To exercise these rights, you may submit your request to our Data Protection Officer (DPO) using one of the following methods:
- By Mail : SIGNATURES ASSURANCES – Délégué à la Protection des Données, 25 cours Albert Thomas, 69003 LYON, FRANCE
- By Email : contact-cnil@signature-assurances.fr
Cookies and Trackers
To improve its features and user experience, our website relies on third-party services to analyze visitor behavior and measure the effectiveness of its advertising campaigns. To achieve this, these third parties place trackers (cookies) on your browser.With the help of these trackers, these third parties collect and use your browsing data for their own purposes, in accordance with their privacy policies.
A dialogue window located at the bottom left of each page of the website allows you to:
- Give or withdraw your consent for the placement of these trackers, either globally or on a per-third-party basis.
- Review the privacy policy of each third party.
Respect for Copyright
The complete or partial reproduction or representation, by any process or medium, of the website and its contents—including data, text, photographs, images (animated or still), sounds, know-how, designs, graphics, software, or any other element constituting the website—is strictly prohibited without the prior authorization of the publisher. Unauthorized use constitutes an infringement punishable under the French Intellectual Property Code.
Graphic Design
The graphic design and concept of the SIGNATURE ASSURANCES website were created and developed internally by Signature Assurances. All visual elements, including the website’s layout and design identity, are the exclusive property of Signature Assurances and are protected by intellectual property laws.
Disclaimer
All information provided on this website, including pricing, is non-contractual and purely indicative, and does not engage the responsibility of the publisher. This information, which does not claim to be exhaustive, cannot be considered as advice of any kind and does not replace the need for professional consultation. The information may be subject to change at any time and without prior notice. The simulations provided on the website are for illustrative purposes only. Documents generated from these simulations or information displayed on the screen do not have contractual value.
Hyperlinks
The creation of hyperlinks to the website signature-assurances.fr is subject to the prior approval of the publication director. Hyperlinks established from the SIGNATURE ASSURANCES website to other sites do not, in any case, imply any liability on the part of SIGNATURE ASSURANCES.
Security
The information accessible on the personal spaces of insured clients or business introducers is transmitted in encrypted form over the telecommunications network. It is your responsibility to use all available security measures to maintain the confidentiality of the information exchanged.
Photo Credits
© Adobe Stock